2027 Commercial Summer Intern

Citizens Private Bank

Posted about 9 hours ago

Internship

Houston, Texas

In Person

Smart Summary

Responsibilities

Analyze financial statements and model cash flows, while assessing credit, risk, sponsors, and energy industry and market trends. Support the underwriting and structuring of credit facilities and transactions in collaboration with Credit, Coverage, and other product partners.

Qualifications

You are currently pursuing an undergraduate or graduate degree with a graduation date between Winter 2027 and Spring 2028. You possess strong analytical and software skills, with proficiency in MS Office, and a preferred GPA of 3.5.

Must Have Skills for ATS

MS Office

Excel

PowerPoint

Word

Financial Statement Analysis

Cash Flow Modeling

Credit Analysis

Risk Analysis

Job Description

Job Title: 2027 Corporate Banking Intern – Energy


Location: Houston, TX

Duration: 10 weeks

Start Date: June 1, 2027

Summer Internship Program

The Commercial Banking Summer Internship Program provides interns with hands-on experience in Citizens Bank’s Corporate Banking business while working directly with the Oil & Gas team in Houston. Through live transaction exposure, financial and credit analysis, project-based assignments, networking, formal mentorship and professional development opportunities, interns will gain practical experience working with corporate clients in the energy sector. At the conclusion of the program, high-performing interns will receive early consideration for full-time opportunities within the line of business in which they completed their summer internship.

Job Responsibilities: 

  • Conduct financial statement analysis and cash flow modeling
  • Perform fundamental credit, risk, and sponsor analysis
  • Evaluate industry and market trends
  • Support the underwriting and structuring of credit facilities and transactions
  • Collaborate with Credit, Coverage, and other product partners

Qualifications

  • Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.
  • Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028
  • Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
  • Please include your cumulative GPA on your resume.
  • Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
  • Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
  • Candidates must currently be a U.S. Resident to be eligible for this program.
  • Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S. 

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

Job Applicant Data Privacy Policy

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.


Citizens Private Bank

Citizens Private Bank provides an extraordinary caliber of service that goes beyond and above — a commitment to redefining excellence and continuously striving for more. Backed by the strength and stability of Citizens, one of the country’s oldest and largest financial institutions, Citizens Private Bank delivers holistic banking and wealth management¹ solutions tailored to our clients’ unique financial ambitions. Our Private Bankers serve as a single point of contact and relentlessly go the extra mile to help clients preserve and grow wealth with bespoke financial solutions and advice. Supported by a team of banking and wealth management experts, our Private Bankers stand ready to anticipate our clients’ needs and to help build their wealth, now and for generations to come. ¹Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser, Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”), or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens. For deposit products, Member FDIC.
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