Build a career where your analysis helps expand affordable housing and strengthen communities. You will work alongside experienced commercial real estate professionals to structure financing solutions for mission-driven clients across the United States. This role offers hands-on transaction exposure, skill-building training, and opportunities to learn how banking supports community development outcomes. You will be based in our San Francisco, California office, working closely with a collaborative team

As a Community Development Banking Analyst in Community Development Banking within Commercial Real Estate, you will support financing solutions that help grow affordable housing and revitalize low- and moderate-income communities. You will partner with bankers, underwriters, and treasury services and payments colleagues to analyze transactions, prepare materials, and contribute to credit and portfolio work. You will deepen your commercial real estate and community development banking foundation through real work, coaching, and structured learning, with the potential to progress to the Associate level upon successful program completion.

Job responsibilities

• Build and update financial models, cash flow analyses, and risk grading materials to support community development financing transactions
• Assist with underwriting, credit approval, annual reviews, and other credit-related deliverables
• Analyze property, market, sponsor, guarantor, and transaction information, with a focus on affordable housing and community development projects
• Prepare marketing and client materials covering financing alternatives, transaction considerations, and relevant industry and market trends
• Summarize deal metrics, key risks, mitigants, and transaction facts for internal review and decision-making
• Support bankers and underwriters with ad hoc requests, due diligence, market research, and transaction execution
• Assist with portfolio monitoring and ongoing client and transaction support
• Develop an understanding of treasury services solutions and the end-to-end client and transaction process
• Build knowledge of the breadth of JPMorganChase products and service offerings

Required qualifications, capabilities, and skills 

• Bachelor’s degree with graduation in December 2024 or Spring/Summer 2025
• Authorization to work in the United States in accordance with the requirements for this program
• Exceptional verbal and written communication skills
• Strong problem-solving and critical-thinking skills
• Strong analytical skills and attention to detail
• Ability to manage multiple priorities and deliver high-quality work in a collaborative environment

Preferred qualifications, capabilities, and skills 

• Internship experience or coursework in real estate, finance, accounting, economics, or a related field
• Interest in affordable housing, community development finance, and commercial real estate banking
• Familiarity with financial statement analysis, pro forma modeling, cash flow analysis, or credit concepts
• Interest in working in the Los Angeles office to build client relationships and deliver strong client service

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.