Asset Disposition Specialist

Truist

Posted 26 days ago

Full Time

Lumberton, North Carolina

In Person

Smart Summary

Responsibilities

Process accounts in default secured by collateral to minimize bank loss while adhering to government regulations and bank policies. Collaborate with internal partners and vendors to negotiate payments and resolve escalated client issues.

Qualifications

You have at least one year of experience in banking, default, or client services, with strong problem-solving and computer proficiency. You are adept at navigating multiple systems and possess excellent communication skills to collaborate with various stakeholders.

Must Have Skills for ATS

Microsoft Office

Banking

Default Services

Client Services

Foreclosure

Repossession

Job Description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

Need Help?

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Regular or Temporary:

Regular

Language Fluency:  English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Process accounts that are in default and secured by collateral to minimize loss to Bank. Adhere to Government regulations, state laws and Bank requirements as it relates to real-estate foreclosures and auto/rv/marine repossessions. Support clients which may include escalated calls, payment negotiations, collaborate with vendors and internal business partners. Process required paperwork and use various tools and systems to help make decisions throughout the workflow.

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time. 

1.    Independently process accounts secured by collateral that are in varying stages of default to work towards resolution.  Prepare, review and/or analyze department reporting.     
2.    Minimize risk by complying with Federal regulations, state laws, Bank policy and Unit procedures.  Identify, mitigate or communicate any issues or concerns to appropriate parties.
3.    Leverage multiple systems/business tools to monitor determine/support appropriate outcomes/actions. 
4.    Maintain positive and professional working relationships between peers, manager, clients, internal partners, and vendors  (attorneys, repo agents, etc)
5.    Meet/exceed monthly teammate performance metrics (productive/quality) and some department level metrics as defined by manager.
6.    Support departmental controls for process adherence and KRI results.
7.    Evaluate accounts, system info and reporting to determine appropriate next steps   
 

Qualifications

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1.    High school diploma/GED
2.    1+ years of banking, default, and/or client services experience.  
3.    Ability to identify and resolve complex issues 
4.    Strong verbal, written and interpersonal skills, ability to work independently, and multi-task.
5.    Demonstrate basic proficiency in computer applications such as Microsoft Office software products and familiar with internal job related systems.  
 

Preferred Qualifications:

1.    1+ years Repossession, Foreclosure, or Default specific experience
2.    2+ years of banking, default, and/or client services experience
3.    Higher level/secondary education, some college or Associates degree, etc.
 

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law    E-Verify IER Right to Work

Truist

Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. Headquartered in Charlotte, North Carolina, Truist has leading market share in many of the high-growth markets in the U.S. and offers a wide range of products and services through wholesale and consumer businesses, including consumer and small business banking, commercial and corporate banking, investment banking and capital markets, wealth management, payments, and specialized lending businesses. Truist is a top-10 commercial bank. Truist Bank, Member FDIC. Equal Housing Lender. Learn more at Truist.com. Learn more at Truist.com and see social media terms and conditions at Truist.com/SocialTerms.
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