Mortgage Loan Originator

D.R. Horton

Posted 3 days ago

Full Time

Durham, North Carolina

In Person

Smart Summary

Responsibilities

The Mortgage Loan Originator is responsible for interviewing applicants to provide financing options and managing the loan pipeline from application to funding. They also conduct business development and market mortgage products within builder communities and real estate offices.

Qualifications

You have a Bachelor's degree and 1-2 years of related experience, including licensed mortgage origination. You are proficient with MS Office and possess general mortgage banking understanding, including knowledge of underwriting guidelines and regulatory timelines.

Must Have Skills for ATS

Mortgage Loan Originator

MS Office

Mortgage Banking

Underwriting Guidelines

Regulatory Timelines

Job Description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients. 

Essential Duties and Responsibilities

  •  Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
  • Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
  • Maintain reports and notes within the origination software and customer relationship management systems
  • Review new leads daily and contact them to earn their business
  • Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
  • Make presentations on loan products in sales meetings and with Sales staff in builder communities
  • Quickly respond to Operations in order to facilitate an efficient loan process
  • Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
  • Able to work overtime
  • Able to travel overnight
  • Market the company’s products and services accurately and effectively to potential business sources
  • Develop sales leads for mortgages in builder communities and real estate offices
  • Provide weekend coverage in builder communities and grand opening functions
  • Review all documentation provided by borrower, check for accuracy, and address any discrepancies
  • Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
  • Provide input to management, and attend production/staff meetings
  • Infrequently, assist in resolving post-closing/funding problems
  • Attend loan closings when possible


Education and/or Experience   

  • Bachelor's degree from four-year college or university
  • One to two years of related experience and/or training
  • Must have a vehicle and a valid driver’s license
  • Licensed Mortgage Loan Originator as required by state
  • Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
  • Proficiency with MS Office and email
 

Preferred Qualifications

  • Strong written and oral communication skills
  • Ability to accurately and efficiently process and record a large volume of data
  • Ability to act as a team player and be willing to accept constructive criticism
  • Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.  #WeBuildPeopleToo

D.R. Horton

America's Builder is a lofty title, but it's a goal we work toward every day. D.R. Horton started in 1978 in Fort Worth, Texas, and has grown into a national Fortune 500 company. Since 2002, D.R. Horton has been the number one homebuilder in America. We build across the country, bringing our homes to new markets and acquiring like-minded home builders. Through our success, our founding vision hasn't changed. We don't stop building. Wherever the housing market finds itself, we are working to make sure there is a home available for our buyers when they need it. Because we believe homeownership is for everyone, our product lines range from entry-level to luxury. Come work with us or join the team. We'll be happy to show you why we are America's Builder.
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