About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.

Our Benefits:

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you’ll find more than a job—you’ll find purpose.

EDUCATION AND EXPERIENCE

• High school diploma and zero (0) to two (2) years’ experience in all facets of title examination of real estate property, including: clearance of title requirements; reviewing title commitments, opinions, and policies; and an understanding of lien perfection and real estate documentation.

JOB SUMMARY

• Reviews and prepares title examination documents for non-consumer real estate secured Association loans and credit servicing actions according to established processes and procedures by evaluating and interpreting title and security history as expressed on title commitments.
• Performs analysis of unique title and ownership issues and determines the legal documentation and requirements in order to close the transaction with a valid and required lien position.
• Prepares title examination requirements and instruments within accepted procedures and guidelines of the Association.
• Assists the credit office during the facilitation of the title examination process in accordance with all applicable Association and FCA policies and regulations, including necessary letter to title company preparation.
• Performs title review and certification of liens covered by title insurance or opinions to make sure Association assets are pledged to the borrowing base.
• Works closely with more experienced title examiners to perform a range of title examination functions from routine transactions through moderately complex loan structures with an average skill level operating under consistent oversight with limited approval authority in daily operations.

ESSENTIAL FUNCTIONS

• Processes assigned loans under supervision of more senior staff. Has a basic understanding of loan documents, title requirements, title documents, and utilizes knowledge to determine necessary documentation requirements per procedures, laws and regulations.
• Effectively communicates with credit office personnel, document preparation specialists, Association attorneys, and title and closing agents.
• Prepares title examination requirements and instruments in compliance with all bank, state, federal and Association policies, procedures, and regulations. Ensures all title requirements are met prior to closing.
• Collaborate with credit office regarding sufficiency of the legal description of the security of the collateral.
• Review commitment for title insurance to substantiate adequacy of the title to meet regulatory and Association requirements.
• Reviews title documents and title exceptions and requirements.
• Awareness of regulatory requirements for consumer and non-consumer loans.
• Reviews documents post-closing, such as title policies, deeds of trust, promissory notes, mechanic's lien contracts, mechanic's lien notes, and title endorsements. Ensures that all documents have been properly signed, witnessed, and notarized by all required individuals.
• Quality control regarding legal requirement, correct security lien position and following policy and procedure during the title examination and certification process.
• Prepares letters to title company and notes to document preparation specialists for real property to ensure adequate lien perfection and preparation of loan and title documents.

REQUIRED SKILLS

• General knowledge of loan documentation and repository systems.
• General knowledge of title insurance.
• General knowledge of real estate security legal requirements, Farm Credit Administration regulations and procedures, and title examination procedures.
• General knowledge of title examination requirements for title policies and real estate security instruments.
• Skill in oral and written communication.
• Skill in providing customer service.
• Basic skill level in Microsoft Office applications.

DISCLAIMER

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.

Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed.

Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.