Description

POSITION SUMMARY:

Review loan requests and associated documentation prior to approving final closing documents.

OBJECTIVES OF THIS ROLE:

• Utilize sales training skills to provide outstanding customer service.
• Ensure all required documents have been collected (financial statements, taxes, appraisals, corporate resolutions, title work with sufficient coverage, etc.) and are ready for closing. Any missing items are to be recorded in the pending/missing database.  

RESPONSIBILITIES:

• Compare loan request to loan proposal/officer approval for accuracy
• Verify closing requirements have been fulfilled
• Exception to policy have been approved and there is appropriate documentation
• Track all exceptions
• Review documents prior to printing
• Comply and satisfactorily pass tests for bank policy and regulations that apply to position.  

Requirements

 QUALIFICATIONS:

• High school diploma or general education degree (GED).
• One – three months’ related experience.

ADDITIONAL REQUIREMENTS: CERTIFICATES, LICENSES, REGISTRATIONS 

• Valid Driver’s License

COMPLIANCE:

• As generally applicable to F&M Bank and commensurate with these job functions, this job role includes accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance.
• Compliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act. Adhere to Customer Identification, Customer Due Diligence and reporting of suspicious activities to the BSA Department.

NON-EXEMPT/HOURLY COMPETENCIES:

• Job Knowledge: Understands duties and responsibilities, possesses necessary job knowledge and technical skills, maintains job knowledge current.
• Productivity: Manages a fair workload, volunteers for additional work, prioritizes tasks, develops good work procedures, manages time well, and handles information flow.
• Attendance: Employee is expected to adhere to the attendance and break policy and communicate with your supervisor about anticipated time off or modifications to break times.