Staff Underwriter - Entry Level

UPMC

Posted 3 months ago

Full Time

,

Remote OK

Smart Summary

Responsibilities

Assess the financial and non-financial risk of current and potential insured groups using established rating models and guidelines. Monitor regulatory changes and communicate underwriting issues to other members of the Health Plan.

Qualifications

Job Description

UPMC Health Plan is hiring a Staff Underwriter for its Underwriting team. This is a remote position but will be required to work EST standard business hours. Preference will be given to those located in the Eastern, Central or Mountain time zones.

This is an entry‑level opportunity, and the team welcomes applications from Spring 2026 graduates pursuing degrees in Math, Finance, or Actuarial Science.

This position will assess the risk of current and potential groups insured by the Health Plan. Risk assessment includes determining both the financial and non-financial impact to the Health Plan. In order to assess risk, this role will utilize the risk assessment processes and models developed by the Manager of Underwriting and Actuarial Services, while adhering to the established Underwriting Guidelines. The Staff Underwriter must stay abreast of regulatory changes and their impact on the underwriting process. Communication of underwriting and rating issues to other members of the Health Plan is also required. This role will handle smaller, less complex cases.


Responsibilities:
 

  • Utilize the established system of rating models to appropriately rate groups insured by the Health Plan.
  • Utilize pricing models to assess the financial impact of various benefit plan changes/modifications and Health Plan initiatives.
  • Interact with the various functional areas of the Health Plan and serve as a resource for pricing and risk analysis expertise.
  • Appropriately utilize the established underwriting guidelines to assess the potential risk/insurability of current and prospective groups.
  • Monitor regulatory changes and implement these changes in the risk assessment and rating process.


  • B.S. degree with a major in Mathematics, Finance, Business Administration, or a related area is required.
  • Strong preference for advanced Excel skills (VLOOKUP's, Pivot Tables)
  • Strong preference for degree in Math, Finance or Actuarial Science 
  • Competency in mathematics/statistics.
  • Computer skills.
  • Attention to detail, excellent organizational skills, interpersonal skills, strong communication skills, ability to work in teams, and ability to deal with ambiguity essential.

    Licensure, Certifications, and Clearances:
     
  • Act 34


UPMC is an Equal Opportunity Employer/Disability/Veteran

UPMC

UPMC is a world-renowned, nonprofit health care provider and insurer committed to delivering exceptional, people-centered care and community services. Headquartered in Pittsburgh and affiliated with the University of Pittsburgh Schools of the Health Sciences, UPMC is shaping the future of health through clinical and technological innovation, research, and education. Dedicated to advancing the well-being of our diverse communities, we provide nearly $2 billion annually in community benefits, more than any other health system in Pennsylvania. Our 100,000 employees — including more than 5,000 physicians — care for patients across more than 40 hospitals and 800 outpatient sites in Pennsylvania, New York, and Maryland, as well as overseas. UPMC Insurance Services covers more than 4 million members, providing the highest-quality care at the most affordable price. To learn more, visit UPMC.com.
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