Credit Analysis Team Specialist I

Department: Credit Analysis Team Employment Status: Full Time Hourly, Non-Exempt - Benefited

Location: Lodi (1) Salary: $24.50 - $28.18 (Commensurate with experience and qualifications)

Posting Date: Supervises Others: No

F&M Bank’s Credit Analysis Team (“CAT”) Specialist performs a myriad of administrative and analytical tasks including, but not limited to, tracking branch loan requests, communicating maturing loans to account officers, packaging loan presentations for submission to Credit Administration, and spreading financial statements.

CAT Specialists participate in the credit analysis process and receive internal training opportunities
CAT Specialists gain experience in Net Operating Income analysis, ACH/RDC processing, Buker’s Tax Analysis & Moody’s Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures
CAT Specialists are an important part of the credit analysis process, logging and tracking incoming work, providing data entry, preparing and collecting 3rd party reports for the loan presentation set-up, and spreading financial statements

Who are we looking for?

Someone who has above average written and verbal communication skills, pays continuous, high-level attention to detail, and has an enthusiastic appreciation for credit analysis
A professional self-starter with a talent for investigative problem solving, who has the ability to work effectively without direct supervision -yet demonstrates teamwork in facilitating workflow
Someone who understands how to prioritize effectively and remain focused and organized when faced with the pressure of continuous deadlines and requests
An individual with an inquiring mind and accounting aptitude, who enjoys working in an office/cubical environment

Also required:

Successful completion of a credit history review is a condition of employment
Minimum of an Associate’s degree in Business, Accounting, Finance, or related field ; Bachelor’s degree preferred
Minimum of 6 months related experience in a financial function/role; previous experience in a financial institution environment preferred
Must have experience in, or be proficient in using banking or finance-related PC applications used for complex data entry such as Moody’s Risk Analyst, Buker’s Tax Analysis spreading software, or other financial applications

F&M Bank - We are an equal opportunity employer - This organization participates in E-Verify - Esta Organización Participa en E-Verify

Rev: 11/20/23

F&M Bank, headquartered in Lodi, California, is a locally owned and operated full-service community bank with more than $5.3 billion in assets. We proudly serve California’s great communities with more than 32 convenient locations. F&M Bank is consistently recognized as one of the safest banks in California. We continue to carry the Five-Star, Superior Bank award by the national independent bank rating firm of Bauer Financial, one of the nation’s most well-known independent rating services for banks and credit unions *. We have received this recognition for more than 20 years, longer than any other commercial bank in the state of California. Along with the experience and knowledge of the communities we support, F&M Bank is dedicated to improving the quality of life in the Central Valley and East Bay by reinvesting a significant portion of our profits back into these communities. We proudly maintain the highest rating possible for Community Reinvestment - an “Outstanding” from the Federal Government. Today, F&M Bank continues to grow and prosper each year, while fulfilling the banking needs of local business, the agriculture community, and families. *Bauer Financial, Inc. rated F&M Bank “5-Star, Superior Bank” as of the quarter ending December 31, 2022. For more information please visit www.bauerfinancial.com. Information is accurate as of 1/23/23.

Credit Analysis Team Specialist 1

Credit Analysis Team Specialist 1

Boost Your Interview Chances