Job Description:

When you enter a finance and accounting position at Liberty Mutual Insurance, you'll find the same dynamic environment and challenges as within other organizations. Yet you'll find something more: an opportunity to apply your analytic and technical skills to a company renowned for its integrity and focus on developing its employees' careers.

In this role, you will participate in and manage complex financial analysis reports and projects. Using a broad knowledge of financial practices and procedures, you will provide strategy recommendations to management.

Reviews all credit review submissions and allocates work for the department.  Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment. Uses expertise to evaluate both private and public entities some of which include review of basic to moderately complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure.  Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail.  Proactively leads efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and analytical expertise to perform ad hoc analysis.  Demonstrates strong verbal and written communication skills.

Responsibilities:

• Maintain oversight of the group’s shared mailbox, including review of credit submissions for completeness, entering data into financial systems, and allocating work for the department.
• Accurately analyzes financial statements and related filings for a diverse and basic to moderately complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. 
• Understands and interprets financial statements of varying quality including ones prepared in accordance with GAAP or IFRS. 
• Understands various organizational structures, investment and debt have on the creditworthiness of subject companies.
• Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry.
• Thorough understanding of insurance products, collateral types and associated credit risk
• Produces basic to moderately complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively.
• Note: You will be required to go into the office twice a week if you reside within a 50-mile radius of our offices in Boston, MA. Please note that this policy is subject to change.

• Bachelor’s degree (Finance or Accounting) is required.
• Minimum of 1 year of finance experience.
• Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple projects simultaneously to achieve results.
• Communicates effectively with teammates, collaborating to solve problems and proactively raising issues and concerns in a variety of settings including business meetings.
• Begins to interact with management and other units to gather information and present results and recommendations.
• Advanced knowledge of Excel and Microsoft Word.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco