Position: Loan Officer

Hiring Range: $21.19, DOE (Plus Incentives)

Benefits: Yes

FLSA Status: Non-Exempt

Employment Status: Full Time

Location: Cheyenne, Wyoming

EXAMPLES OF DUTIES: Focuses on generating sales. Analyzes and evaluates appropriate documents of prospective borrowers for consumer and mortgage loans. Interviews prospective borrowers and reviews appropriate application, credit history, and financial statements. Informs borrower of the loan, terms, and interest rates. Initiates appropriate documentation to complete the loan. Identifies cross selling opportunities through meaningful conversations and analysis of credit bureau reports. Ensures adherence to Credit Union policies and procedures.

Responds to members’ requests, concerns, problems, and complaints regarding their accounts. Communicates and conveys information to members. Identifies members’ needs and directs them to appropriate departments. Evaluates and promotes products that are beneficial to members. Maintains a high level of understanding on consumer products and features to identify, review, and promote appropriate products to members.

Performs a combination of correspondence related functions. Compiles information and routes to appropriate departments. Assists with answering telephones and scheduling appointments.

Responsible for compliance with the Bank Secrecy and Anti Money Laundering Acts including monitoring for such illegal activity as it applies to this position.

Performs other duties as assigned or required.

KNOWLEDGE, SKILLS, AND OTHER CHARACTERISTICS:

Knowledge of applicable credit union rules, ordinances, codes, regulations, administrative orders, case law, and other governing rules and regulations.

Knowledge of the Credit Union’s policies and procedures.

Knowledge of the principles of file and records management.

Knowledge of the principles of customer service.

Skill in strong interpersonal communications to positively influence sales opportunities.

Skill in recognizing sales opportunities and results orientated.

Skill in assessing and prioritizing multiple tasks, projects and demands.

Skill in working within deadlines to complete projects and assignments.

Skill in assessing, analyzing, identifying, and recommending solutions to problems.

Skill in establishing and maintaining effective working relations with co-workers, other UniWyo employees, representatives from other credit unions, general public, and/or others having business with UniWyo.

Skill in operating a personal computer, utilizing a variety of software and operating systems/applications

MINIMUM QUALIFICATIONS:

An associate degree in banking, business, finance, or closely related field AND one (1) year of relevant lending, banking, sales, or closely related experience OR any equivalent combination of experience and/or education from which comparable knowledge, skills, and abilities have been achieved.

Additional Requirements:

Must be able to obtain and must maintain certification as notary for the State of Wyoming within six (6) months of employment.

Must register with National Mortgage Licensing System and obtain a National Mortgage Licensing System ID number.

Must be proficient in word processing and current spreadsheet software.

May be required to move and/or transport heavy, bulky supplies, materials and/or other items weighing up to 40 pounds.

May be exposed to potential physical harm and infectious diseases.

Will be required to work outside the traditional work schedule.

UniWyo Credit Union was formed by nine University of Wyoming employees, and chartered in 1953. Oscar "Jack" Hendrix was elected the first president, Larry Clark the first treasurer. It was several years before the credit union grew large enough to have paid employees and a permanent location. During it's first few decades, the credit union operated from the Wyoming Student Union, Graduate Hall (now known-as McWhinnie Hall), and eventually Knight Hall. In 1980, UniWyo Credit Union built its first location off of the UW Campus. The 15th Street facility was also the first office owned by the credit union. As credit union membership grew during the 1980s and 1990s, so did the lobby and drive-through. Between 1999 and 2001, UniWyo gave more than $1,000,000 in bonus dividends back to its member owners. The credit union's continued growth and success meant it needed more space, so in 2005, UniWyo built and moved into its Reynolds Street Location. Although UniWyo had moved off campus, the credit union retained strong ties to the University. In 2005, UniWyo pledged $1,000,000 to the UW Foundation. A portion of its money continues to fund annual UW scholarships for UniWyo members. As part of the contribution agreement, UniWyo opened an on-campus branch on 2007, in McWhinnie Hall - returning to one of its earliest locations. In 2015, UniWyo acquired office space on Grand Avenue directly across from the University of Wyoming and War Memorial Stadium. UniWyo also expanded to Cheyenne with a branch opening in 2020. Despite a steep decline in the Wyoming economy caused by the bust in coal, oil, and gas industries, UniWyo has continued to experience unprecedented growth in lending, with strong growth in assets and deposits as well. Today, the credit union continues to look for ways to grow, evolve, and better serve its members.

Loan Officer

Loan Officer

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