Credit Analyst

Pedcor Companies

Posted 3 months ago

Full Time

Carmel, Indiana

In Person

Smart Summary

Responsibilities

The role involves analyzing financial data and assessing loan risk for real estate projects, including land and apartment developments. Key duties include reviewing loan applications, providing credit recommendations, and maintaining compliant loan documentation.

Qualifications

You have a Bachelor's degree in finance, accounting, or a related field, along with 1-3 years of experience in credit analysis. You possess strong analytical, problem-solving, and communication skills, with proficiency in Microsoft Office Suite.

Must Have Skills for ATS

Credit Analysis

Financial Analysis

Risk Assessment

Loan Underwriting

Microsoft Office Suite

Job Description

Pedcor Financial Bancorp is hiring a full-time Credit Analyst in Carmel, IN, to support the lending

and credit team in the management of a portfolio of real estate projects including land development 

and apartment community developments. This role involves analyzing financial data, assessing loan 

risk, and providing recommendations.

Key Responsibilities:

•  Assist in facilitating and initiating credit granting function on new and existing customers to 

achieve company performance objectives and goals.

•  Review applications, evaluate credit and financial data, analyze risk factors, and other 

relevant documents to determine eligibility for loans.

•  Perform extensive investigation and analysis of credit and/or financial information, working 

within established guidelines.

•  Provide credit analysis feedback and recommendations to lending team.

•  Support Credit Management with daily, weekly and/or monthly administrative functions.

•  Collaborate with other functional areas to maintain productivity and ensure department and 

company objectives.

•  Assist with the initiations of cash disbursements.

•  Assist with file management, ensuring all loan files are complete and in compliance with 

regulations.

•  Maintain accurate records and documentation of all loan applications.

•  Perform other duties as assigned.

Qualifications:

•  Bachelor's degree in finance, accounting, or related field required.

•  1 to 3 years of experience preferred, not required.

•  Strong analytical and problem-solving skills.

•  Excellent attention to detail and organizational skills.

•  Good communication and interpersonal skills.

•  Adaptability to work independently and collaboratively in a fast-paced environment.

•  Ability to take initiative and demonstrate time management skills.

•  Proficiency in Microsoft Office Suite and other relevant software.

Compensation:

•  Competitive Base Pay

•  Medical, Dental and Vision Insurance

• 401k

•  Health Savings and Flexible Spending Accounts

• Vacation/Sick Time

• Paid Holidays

• Additional Benefits

Pedcor Companies

The ongoing philosophy at Pedcor Management Corporation continues to be as straightforward today as it was in 1987: provide quality affordable housing, produce professional results for our residents and our investors, positively impact the community in which we are located. Our communities stretch from coast to coast, including Alabama, Colorado, Illinois, Indiana, Iowa, Kentucky, Michigan, Missouri, Minnesota, Nebraska, North Carolina, Ohio, Oregon, Texas and Virginia. We strive to be the number one provider of Affordable Housing. P.M.C. provides the formulation and implementation of marketing strategies, new product delivery absorption, income and expense projections, personnel selection, training and direction, maintenance and formulation of management systems and procedures. In addition, P.M.C. provides site selection feasibility and unit design input and acts as construction liaison for ownership in the area of quality control and interim operations management. Pedcor Management Corporation is an Equal Housing Opportunity provider and Equal Opportunity Employer. Pedcor Management Corporation does not discriminate in housing, employment or advancement on the basis of race, color, religion, sex, national origin, disability, familial status or any other basis prohibited by law.
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