Universal Banker (Kauai)- Territorial Savings

Bank of Hope

Posted 3 months ago

Full Time

Lihue, Hawaii

In Person

Smart Summary

Responsibilities

The Universal Banker handles a blend of teller and platform duties, including processing financial transactions and opening new accounts. They are responsible for building customer relationships and promoting banking products to meet branch sales goals.

Qualifications

You have excellent verbal and written communication skills along with strong organizational abilities to adapt in a fast-paced environment. You are able to manage multiple tasks and deadlines simultaneously, and possess strong customer service skills to build and maintain relationships.

Must Have Skills for ATS

Cash handling

Sales

Customer service

Account opening

Financial services

Teller transactions

Digital banking

Job Description

The Universal Banker is responsible for delivering exceptional customer service, building relationships, and supporting the branch’s sales and operational goals. This role combines teller and platform responsibilities, including processing transactions, opening accounts, and offering tailored financial solutions. By serving as a trusted resource for customers, the Universal Banker contributes to a positive banking experience and branch success.

Customer Service & Sales:

  • Provide a welcoming and professional experience for all customers, assisting with inquiries and resolving issues promptly.
  • Build relationships by understanding customer needs and recommending appropriate banking products and services.
  • Promote bank products and services to achieve individual and branch sales goals, including accounts, loans, and other financial solutions.
  • Educate customers on digital banking options and self-service tools to enhance their banking experience.
  • Maintain knowledge of bank products, services, and promotions to provide accurate and helpful information.

Transaction Processing & Account Support:

  • Perform teller transactions, including deposits, withdrawals, transfers, and payments, with accuracy and efficiency.
  • Assist customers with account openings, updates, and closings, ensuring compliance with bank policies and procedures.
  • Identify opportunities to deepen customer relationships by cross-selling or upselling additional products and services.
  • Monitor and maintain cash drawer accuracy while following established cash-handling procedures.

Operational Support & Compliance:

  • Ensure adherence to bank policies, procedures, and regulatory requirements, including security and fraud prevention protocols.
  • Participate in operational tasks such as ATM balancing, night deposit processing, and maintaining branch supplies.
  • Monitor and escalate any suspicious account activity or potential risks to management as needed.
  • Maintain organized and accurate records to support branch audits and operational reviews.

Team Collaboration & Development:

  • Collaborate with branch team members to ensure seamless service delivery and achievement of branch goals.
  • Assist with training and mentoring new team members as directed by management.
  • Participate in branch meetings and training sessions to stay informed of updates and best practices.

Job Qualifications/Requirements

Education/Credentials

  • Minimum Education Level: High School Diploma

Skills

  •  English: Written: Advanced   Verbal: Fluent
  • Required: Excellent verbal and written communication skills.
  • Required: Strong organizational skills with a willingness to adapt to changes in a fast-paced environment.
  • Required: Ability to manage multiple tasks, projects, and deadlines simultaneously.
  • Required: Strong customer service skills with the ability to build and maintain relationships.

The salary range for this full-time position is $19.24 Hourly - $24.04 Hourly + bonus + benefits

Salary ranges are determined based on qualifications, level, and location

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.

Bank of Hope

Bank of Hope is a regional Korean American bank in the United States with $17.07 billion in total assets as of March 31, 2025. With the addition of Territorial Savings, a division of Bank of Hope, effective April 2, 2025, the Company became the largest regional bank catering to multicultural customers across the continental United States and Hawaii. Headquartered in Los Angeles, the Bank provides a full suite of commercial, corporate and consumer loans, deposit and fee-based products and services, including commercial and commercial real estate lending, SBA lending, residential mortgage and other consumer lending; treasury management services, foreign currency exchange solutions, interest rate derivative products, and international trade financing, among others. The Bank operates 46 full-service branches in California, New York, New Jersey, Washington, Texas, Illinois, New York, New Jersey, Alabama and Georgia under the Bank of Hope banner, and 29 branches in Hawaii under the Territorial Savings banner. The Bank also operates SBA loan production offices, commercial loan production offices, and residential mortgage loan production offices throughout the United States, and a representative office in Seoul, South Korea. Bank of Hope is a California-chartered bank, and its deposits are insured by the FDIC to the extent provided by law. Bank of Hope is an Equal Opportunity Lender. For additional information, please go to www.bankofhope.com for Bank of Hope and www.tsbhawaii.bank for Territorial Savings, a division of Bank of Hope.
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