Operations Associate

Adirondack Trust Company

Posted 3 months ago

Full Time

Saratoga Springs, New York

In Person

Smart Summary

Responsibilities

The Operations Associate handles customer inquiries regarding bank accounts, debit cards, and fraudulent transactions via phone and in-branch. They are responsible for processing debit card applications, disputes, and various deposit operations reports.

Qualifications

You have a high school diploma or GED equivalent and possess strong organizational, listening, and communication skills. You are comfortable handling customer inquiries over the phone, processing various account-related requests, and ensuring accurate and timely delivery of customer service.

Must Have Skills for ATS

Deposit Operations

Debit card applications

HSA

Stop payment

Fraud cases

Phone etiquette

Bank terminology

Job Description

SUMMARY:

The Operations Associate is an integral part of the Operations team. They will assist customers with a variety of account related questions by answering questions by phone. The employee will gain knowledge of all aspects of the Operations department to enable them to assist customers and provide a great customer experience. Applicants must be willing to perform all necessary job functions and uphold all customer confidentiality.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Handles customer inquiries by phone and through the branches; this includes inquiries about checking and savings accounts, debit cards, wires, overdrafts, stop payments, account errors and fraudulent transactions.

Processes debit card applications and creates cards on site for customer pick up.

Provides a good customer experience to both internal and external customers and remains calm to effectively diffuse any difficult customer situations.

Possesses knowledge of Deposit Operations reports and jobs to provide accurate and timely information to customers.

Communicates effectively using proper phone etiquette and bank terminology.

Delivers all customer requests on an accurate and timely basis.

Processes prenotes, HSA, stop payment and other deposit operations reports as needed in a timely and accurate manner

Processes debit card disputes and fraud cases.

Stays productive during the shift and shows initiative to learn new jobs, ask questions to aid the department, uses the systems and looks for efficiencies and ways to help create a better customer experience.

*Other duties may be assigned.

EDUCATION and/or EXPERIENCE:

High School Graduate or GED equivalent required. 

Must be extremely organized and methodical.

Strong interpersonal relationship skills and the demonstration of effective listening and communication abilities are highly recommended. 

PHYSICAL DEMANDS:

Must be able to hear well enough to communicate with customers, co-workers, and outside bank personnel.

Communicate Orally.

Normal daily physical activities to include: walking, standing, sitting, stooping, bending, pushing, and pulling.

Must be able to read reports and use computer.

Occasionally will lift 20-30 pounds (files, cash drawer, etc.)

Adirondack Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, transgender status, gender identity, gender dysphoria, sexual orientation, national origin, physical or mental disability, protected veteran status, marital and familial status, domestic violence victim status, known relationship or association with any member of a protected class or other characteristics protected by applicable law.

Adirondack Trust Company

Welcome to the Adirondack Trust Company. We’re a local, independent, employee-owned bank, and we go above and beyond to create solutions for people, businesses and our community. Ask us about our innovative and personalized products—and expert consultation—in banking, insurance, risk management as well as wealth management. We’re dedicated to providing a comprehensive and diversified approach to your financial services needs. Trust us to be your lifetime financial partner, helping to manage all aspects of your financial life. Our specialties include: Personal Banking, Business Banking, Online Banking, Mobile Banking, Home Loans, Personal Loans, Business Loans, Commercial Real Estate Loans, Treasury Management, Insurance, Risk Management and Wealth Management Services. Member FDIC/Equal Housing Lender.
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