Shore United Bank is seeking a full-time Loan Administration Specialist to join our team. In this detail‑focused support role, you provide essential clerical and administrative assistance to the Credit Administration department, helping ensure loan operations run smoothly and accurately. You will coordinate work across departments, maintain records and reports, communicate with internal and external partners, and support compliance with bank policies and procedures. If you are organized, responsive, and enjoy contributing behind the scenes to a strong lending operation, this role offers a valuable opportunity to grow within banking operations.

Essential Functions Include:

• Monitors and invoices Letter of Credit annual renewals.
• Maintains records on borrower’s financial statements by logging receipt, requesting financial statements, and follow ups with obligors.
• Maintains records of covenants/financial indicators by logging receipt of testing verification, requesting Credit or Lender involvement, and follow ups.
• Monitors asset-based loans. Receives draw requests and required reporting documents to ensure that loan advances are within approved advance rate limits. Periodic requests of required financial reporting documents for active lines of credit.
• Coordinates the monthly renewal process for small lines of credit by receiving, reviewing, and updating information on the renewal reports, gathering the required approval information., and forwarding the final report to the necessary departments and people.
• Initiates review of various segments of loan portfolio. (ie. Automated Approval Monitoring and Rate Resets)
• Monitor and obtain critical loan deficiencies that are 90 days past due.
• Review and obtain necessary documentation for non-originated commercial loans.
• Prepares various vital monthly and quarterly reports.
• Review Borrowers’ insurance claim checks, and decision as to whether the funds will be released to the Borrower or monitored by the Bank.
• Assists in preparation for loan review and bank examinations.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.; ensures that the office and all personnel adhere to the same.
• Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.

Location: Shore Bancshares HQ - 28969 Information Lane, Easton, MD 21601

Position Type/Expected Hours of Work:

• Full-time.
• Non-exempt.
• Days of Work: Monday-Friday. 

Required Education and Experience:

• High school diploma/GED equivalent.
• 1 year experience successfully providing excellent customer service in a fast-paced environment.
• Prior experience in a lending-related position is desirable
• Ability to maintain confidentiality regarding corporate and borrower information

Compensation:

• The pay range for this position is $23.00 to $30.00 hourly.
• Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

Company Benefits:

• Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
• Comprehensive benefits package for full-time, permanent employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
• Paid parental leave
• 401k savings plan with up to a 4% company match
• Employee Stock Purchase Plan
• Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
• Opportunity for growth and advancement
• Paid training program and continuous training sessions throughout the year on various topics
• Generous paid time off and paid sick time
• Community involvement opportunities

Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.

Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.