Description

To review this position, our company, and/or apply for any Mortgage Investors Group career, please visit: https://migonline.com/careers 

Mortgage Investors Group (MIG) is a trusted leader in the residential mortgage industry, dedicated to excellence, innovation, and service. We foster a collaborative, supportive environment where team members are empowered to grow professionally while making a meaningful impact in the communities we serve across the Southeast.

At MIG, our success is built on the expertise and dedication of our people. We offer a comprehensive range of mortgage products, supported by in-house underwriting, processing, and appraisal services, and driven by technology that makes our work efficient and effective. Our culture values integrity, teamwork, and a shared commitment to helping clients achieve their goals — and we believe that starts with taking care of our employees.

What MIG can do for you:

• Excellent compensation
• A corporate brand well known for purchase focus, keeping LO promises, and closing on time
• Local branch model with on-site processing and localized Underwriting and Closing
• Comprehensive benefits package (medical, dental, life, vision, and short- and long-term disability insurance)
• 401K with company match
• Career growth and development opportunities
• A company that believes in community and charitable contribution

POSITION SUMMARY

Audit Third Party Originated (TPO) closed loans for compliance with MIG, regulatory and investor requirements within designated deadlines in our Knoxville Headquarters Office.

ESSENTIAL JOB FUNCTIONS

• Review Third Party Originated (TPO) loans for accuracy and compliance for loan purchase and loan sale
• Contact underwriting and TPO’s to obtain documentation as needed 
• Participate in ongoing training and apply to review process as directed by Correspondent Lending processes and procedures
• Other duties as assigned

Requirements

JOB SPECIFICATIONS

Minimum Education: 

• High School Diploma or Equivalent required

Minimum Knowledge/Skills:

• Knowledge of TILA-RESPA Integrated Disclosure (TRID)
• o Demonstrated communication, customer service, and organizational skills
• o Ability to work independently
• o Ability to work at a fast pace and to meet frequent deadlines
• o Ability to accept change to audit process
• Knowledge of mortgage documents
• Positive Attitude, willingness to be trained
• Adhere to deadlines and focus on details
• Keen organization skills, manage a pipeline of loans
• Ability to work overtime
• Proficiency in various computer software programs including Microsoft Office, database management and other business applications
• Employees are expected to carry out all reasonable requests by managers/supervisors, which the employee can perform
• Maintain equipment and supplies to avoid waste, damage to areas and equipment, and to prevent accidents
• Maintain confidentiality of employee and company information
• Record all hours worked accurately and honestly in the timekeeping system

Minimum Experience: 

• 1-2 years’ experience in mortgage lending or Title Company preferred. 

This job description is designed to provide guidelines and direction for accomplishing company, departmental, and individual goals and objectives.  It covers the essential responsibilities and activities involved in the effective execution of this position.  It is not meant to be all-encompassing or all-inclusive.  All job duties and responsibilities must be performed within the guidelines of the Employee Handbook as well as established policies and procedures.

ANNUAL TRAINING

New hires must complete the following training courses:

• BSM/AML: The Basics
• Marketing Compliance
• Annual Consumer Complaint Attestation 

Existing employees must complete the following training courses:

• BSA and AML: Essentials
• Annual Sexual Harassment Training

PHYSICAL REQUIREMENTS

Must be able to navigate throughout the building. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs.

ADDITIONAL INFORMATION

Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.

All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.

To review this position, our company, and/or apply for any Mortgage Investors Group career, please visit: https://migonline.com/careers