Account Service Representative/Loan Processor

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LIBERTY FEDERAL CREDIT UNION

Posted about 2 months ago

Full Time

Evansville, Indiana

In Person

Smart Summary

Responsibilities

The Account Service Representative/Loan Processor will assist members with banking and lending needs, including opening accounts, processing loans, and performing various financial transactions. They are also responsible for maintaining accurate documentation, meeting cross-sell goals, and ensuring the efficient operation of the branch.

Qualifications

You have exceptional service, professionalism, and multitasking skills, along with the ability to maintain confidentiality and solve problems effectively. Previous experience in a financial institution is preferred, and you must be available to work Saturdays on a rotating basis.

Must Have Skills for ATS

Core processing system

Notary Public

Signature Guarantee

Safe deposit boxes

Data processing systems

Word processing systems

Job Description

Liberty FCU, a full-service credit union, is currently seeking an Account Service Representative/Loan Processor to assist with the daily retail operations of the Main Office located at 4401 Theater Drive, Evansville, IN 47715. Candidates must possess exceptional service skills, professionalism, confidentiality, multi-tasking and problem-solving skills. Previous financial institution experience is preferred. The hours of operation are Monday through Thursday 8:30 a.m. - 5:00 p.m., Friday 8:30 a.m. - 6:00 p.m. and Saturday 8:30 a.m. - 1:00 p.m. Candidates must be available to work Saturdays on a rotating basis. If you are interested in applying for this position, please click Apply.

Duties and Responsibilities:   

  • Serve as a primary Account Service Representative.   
    • Meet with members to determine their banking needs and recommend appropriate accounts.   
    • Assist members with enrolling in credit union products and services.   
    • Maintain an active knowledge base of credit union account types, services, guidelines, policies, and procedures.  
    • Ensure all required account documents are completed accurately.   
    • Strive to meet cross sell goals.   
    • Assist members with certificates, IRA and HSA accounts.  
    • Serve as a Notary Public and Signature Guarantee for credit union transactions.  
    • Open and Close safe deposit boxes.  
    • Maintain a working knowledge of the credit union’s core processing system.   
  • Serve as a loan processor.   
    • Meet with members to determine their lending needs and recommend appropriate loan type.   
    • Maintain an active knowledge base of lending products, guidelines, policies, and procedures.  
    • Identify and recommend additional products that meets the member’s needs.  
    • Ensure all required lending documents are completed accurately.  
    • Make follow up outbound calls to members to inquire about lending needs.  
    • Strive to support branch lending goals.   
  • Serve as back-up Member Service Representative (MSR).   
    • Perform various member transactions such as deposits, withdrawals, and loan payments.   
    • Ensure transactions are posted efficiently and correctly.  
    • Assist in balancing branch cash machines.   
    • Ensure cash drawer is in balance daily.   
    • Answer member telephone inquiries.  
    • Strive to meet MSR cross sell goals and work to support all branch goals and initiatives.    
  • Open and close the office on a rotating basis or when necessary.  
  • Serve as Saturday manager or any other assigned position on a rotating basis.  
  • Assist branch office with record keeping of employee absences and training when necessary.  
  • Develop a working knowledge of the credit union’s data and word processing system.  
  • Any other duties assigned by my supervisor or management.    
Benefits and Compensation:
  • Bonus and incentive opportunities 
  • Paid Holidays
  • Paid Time Off (Vacation, Sick and Personal Days)
  • Medical, Dental and Vision Insurance
  • 401(k) retirement program with matching funds
  • Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
  • Tuition Reimbursement Program

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.  

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LIBERTY FEDERAL CREDIT UNION

About Liberty Federal Credit Union Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty has been recognized on a state level by Forbes as one of Indiana’s best financial institutions. In recent years, the credit union has also received acclaim on a national level, including being named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appearing on Newsweek’s list of America’s Best Banks in 2022. Among Liberty FCU’s most innovative products is its Vertical Checking. This free checking account offers a high interest rate of 3.30% APY on balances up to $20,000, plus reimbursement for usage fees paid when using any ATM worldwide up to $15 per month. However, Liberty Federal Credit Union similarly excels in providing value through better loan options for borrowers. For instance, the credit union offers an uncommonly wide variety of mortgage options to ensure the best fit for its members. According to the American Credit Union Mortgage Association, Liberty FCU was the Midwest’s top credit union in 2021 total first mortgage originations. Nationally, we ranked eleventh. Headquartered in Evansville, Indiana, Liberty FCU offers a wide footprint of branch locations throughout southern Indiana, western Kentucky, and the Greater Nashville area in Tennessee. However, the credit union currently serves more than 270,000 members across all fifty states and at least eight countries.
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