Universal Banker

First Horizon Bank

Posted 2 months ago

Full Time

Raleigh, North Carolina

In Person

Smart Summary

Responsibilities

The Universal Banker provides quality customer service by processing financial transactions and opening various deposit accounts. They also drive business growth through consultative sales, outbound calling, and cross-selling bank products to new and existing clients.

Qualifications

You have a high school diploma or GED and at least one year of experience as a teller. You are expected to provide quality customer service, process financial transactions accurately, and open various types of accounts. Additionally, you will identify client needs and recommend appropriate bank products and services, while also achieving sales and referral goals.

Must Have Skills for ATS

Teller

Sales

Customer Service

Deposit Accounts

IRAs

Certificates of Deposit

Money Market Accounts

Loan Application Processing

Cross-selling

Referral Generation

Compliance

Risk Management

First Horizon code of ethics

Audit Controls

Job Description

Location: On site at location listed in job posting

Schedule: Monday through Friday; 9:00AM to 5:00PM

Provide quality, accurate and timely customer service involving daily processing of financial transactions and opening accounts in a retail banking environment. Introduce bank products and services through outreach to prospects and provide tailored recommendations to existing clients to deepen relationships.  Perform related duties i.e. outbound sales calls as required to achieve banking center goals (meet/exceed sales goals/referral goals), and provide support to banking center management.

Essential Duties and Responsibilities 

Sales and service

  • Provide both teller and platform support as needed to keep client wait times to a minimum and to provide quality customer service. Teller support includes performing daily processing of financial transactions, i.e. deposits, handling currency, coin, and cashing checks. Platform support includes opening checking accounts, savings accounts, and provide all other deposit product services.
  • Identify client needs through consultative conversations and recommend appropriate products and services to meet those needs.
  • Open and process new demand and time deposit accounts including savings accounts, IRAs, certificates of deposit, and money market accounts. 
  • Cross-sell and make referrals to bank partners to generate new business and deepen existing client relationships.
  • Conduct regular outbound calls to clients and prospects, including participating in client/prospect calling activities during special deposit/loan campaigns.
  • Assist client with loan application for personal/retail consumer needs and “handing off” the processing of these applications to the appropriate associate.  

Client experience

  • Research and resolve problems and respond to client inquiries on account status.
  • Deliver excellent client experiences consistently and promptly resolve client issues effectively.
  • Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.

Compliance and risk management

  • Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.

Operational efficiency

  • Assist banking center associates with all aspects of daily operations as needed, including audit controls.
  • Assist banking center management with “on the job training” of new associates.
  • Stay informed of all operational updates and changes to ensure compliance with all current guidelines.

Perform all other job related duties as assigned

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The qualifications listed below are representative of the knowledge, skill, and/or ability required and may be substituted with an equivalent combination of education and experience.

  • High school diploma or general education degree (GED) and 1 year of experience as a Teller preferred.

As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements

DeGarmo Behavioral Assessment Requirement     

  • All candidates must complete the DeGarmo Retail Behavioral Assessment to be considered for this position
  • The assessment takes approximately 12–15 minutes to complete
  • Assessment results must be submitted prior to having your application evaluated by Talent Acquisition

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.  

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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First Horizon Bank

When we opened our doors in 1864 on North Court Street in Memphis, we had a simple mission: to provide the best service to our customers, one opportunity at a time. In the 161 years that followed, our communities transformed and expanded. We’ve seen our business and banking in general grow and adapt to the changing needs of customers through the years. But one thing that will always remain constant is our commitment to financial integrity and to helping our customers take good care of their money. Big bank muscle with small bank hustle. That's First Horizon.
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