Title Underwriter

H

HomeServices of America

Posted 2 months ago

Full Time

, North Carolina

In Person

Smart Summary

Responsibilities

The Title Underwriter is responsible for reviewing title research, drafting title commitments, and issuing policies in compliance with underwriting guidelines. They also handle premium payments, generate reports, and provide customer support regarding title searches and quotes.

Qualifications

You have a high school diploma or GED and 1-2 years of office administrative or insurance industry experience. You are proficient with business software and Microsoft Office, and possess strong interpersonal and customer service skills, with the ability to handle multiple tasks and work effectively in a team.

Must Have Skills for ATS

Title Insurance Agent License

Microsoft Office

Excel

Outlook

Word

Job Description

Review preliminary opinion of title research and recommend and issue commitment in compliance with underwriting procedures and guidelines for residential and commercial properties prior to closing. Issue title policy, apply premium payments and prepare and generate related reports.

Job Duties and Responsibilities (Essential Job Functions)

Draft and recommend title commitments and policies. (60-65%)

  • Review preliminary opinion of title from closing attorney and underwrite; apply requirements, determine exceptions and insurance coverage amount.
  • Issue commitment and make revisions as requested from closing attorney prior to closing.
  • Issue title policy upon receipt of final opinion of title from closing attorney.

Answer phone call requests for searches of prior policies, premium quotes, and underwriting questions. (10-15%)

Receive and apply premium payments, post payments and prepare bank deposit. (10-15%)

Issue commitment revisions and policy endorsements. (10-15%)

Compile information for monthly reporting to title companies for which policies are issued. (0 - 5%

Maintain notebook to quickly access current underwriting requirements and exceptions. (0 - 5%)

Perform other duties as requested or assigned. (0 - 5%)

Performance Expectations

  • Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
  • Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
  • Establish and maintain positive and productive work relationships with all staff, customers and business partners.
  • Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
  • Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

  • Minimum of high school diploma or GED.

Experience:

  • One to two years office administrative or insurance industry experience.

Knowledge and Skills:

  • Proficiency with business software and Microsoft Office including Word, Excel and Outlook.
  • Strong interpersonal and customer service skills.
  • Ability to work as a member in a team-oriented environment.
  • Ability to be flexible and handle multiple tasks under deadline pressure.
  • High-degree of integrity, self-motivated, detail oriented, and possess a good aptitude for figures.

Other (licenses, certifications, schedule flexibility/OT, travel, etc.):

  • Position requires employee to currently have or to acquire a title insurance agent license within first three months of employment.

We offer a full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

H

HomeServices of America

HomeServices of America, through its operating companies, is the country's preeminent provider of homeownership services, including wholly owned brokerages, mortgage, franchising, title, escrow, insurance, and relocation services.. HomeServices is owned by Berkshire Hathaway Energy, a consolidated subsidiary of Berkshire Hathaway Inc. HomeServices’ operating companies offer integrated real estate services, including brokerage services, mortgage originations, title and closing services, property and casualty insurance, home warranties, and other homeownership services. Our core values of integrity, innovation, and transformative results fuels our purpose of pioneering industry advancements and empowering individuals and families to realize the dream of home ownership, turning aspirations into a reality for all. Our trustworthy reputation is proven in every transaction we make and our commitment to maintaining this standard is unwavering.
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