Mortgage Loan Processor

N

NECHES FEDERAL CREDIT UNION

Posted 2 months ago

Full Time

Port Neches, Texas

In Person

Smart Summary

Responsibilities

The Mortgage Loan Processor evaluates and reviews loan applications for accuracy while auditing files to ensure compliance with federal and state regulations. They also manage documentation for mortgage applications and assist members with loan-related inquiries and transactions.

Qualifications

You have at least one year of related experience or a degree in a related field, with a high school diploma or equivalent, strong math aptitude, and excellent keyboarding skills. You must possess strong multi-tasking abilities to handle a high volume of loan requests while maintaining attention to detail and excellent member communication skills.

Must Have Skills for ATS

Mortgage Processing

Loan Origination Software

Underwriting

Closing Procedures

Compliance

Federal Regulations

State Regulations

Data Entry

Microsoft Office Suite

Customer Service

Microsoft Excel

Job Description

Our Mortgage Loan Processor delivers exceptional service while processing and reviewing Mortgage/Real Estate and Home Equity Loan requests. We are looking for a candidate that possesses the following skills; a high school diploma or equivalent, math aptitude, and keyboarding skills. Recognized for our commitment to employees, members, and the surrounding communities we serve, Neches is proud to be a Great Place to Work certified company. With $1 billion in assets and over 80,000 members, we are dedicated to delivering signature service while providing financial resources to improve our members’ financial well-being. We are proud of our local roots and Team Neches continues to be true to the credit union commitments. We are Family, Friends, Community.

ADDITIONAL REQUIRED QUALIFICATIONS:

  • At least 1 year of related experience, or Degree in related field
  • Mortgage related experience preferred
  • Strong multi-tasking and time management skills, capability to handle high volume of loan requests and work within timeframes
  • The ability to work independently while displaying initiative and decision-making
  • Exhibits attention to detail and organization skills
  • Ability to interface with members in a positive manner with empathy, courtesy and tact
  • Professional phone etiquette
  • Strong interpersonal, verbal and written communication skills
  • Dependable; punctual and regular attendance
  • Ability to work well in a team environment and support the credit union’s mission and values

JOB SUMMARY:

  • Receives, evaluates and reviews loan applications for completeness, accuracy and acceptability
  • Audit files to make sure that all documentation is complete; prepares documents for underwriting and closing review
  • Perform all processing, pre-underwriting, and pre-closing tasks required to proactively manage mortgage loan files
  • Prepares, collect, maintains, organizes, files, records, and manages all documentation related to mortgage applications, real estate collateral and insurance policies
  • Ensure that files meet and comply with all Federal, State, and Internal guidelines and regulations
  • Setup and assist members with automatic transfers and payroll deductions
  • Process telephone transactions
  • Research and help members with loan issues; resolving questions regarding application information 
  • Keeps members and realtors properly informed of Credit Union policies and procedures
  • Educating members on the terms and conditions

Classification: Non-exempt

Location: Administration (Port Neches)

Hours: Scheduled for 40-hours per week between the hours of Monday through Friday 8:15AM to 5:15PM

N

NECHES FEDERAL CREDIT UNION

Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
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