Mortgage Underwriter Assistant

Blaze Credit Union

Posted 2 months ago

Full Time

Falcon Heights, Minnesota

In Person

Smart Summary

Responsibilities

The Mortgage Underwriter Assistant supports the underwriting team by analyzing loan documentation, calculating income, and ensuring files meet regulatory guidelines. They also act as a liaison between the processing and underwriting departments to facilitate file approvals and closing updates.

Qualifications

You have a minimum of a high school degree and 1-2 years of related financial experience. You possess strong communication and computer skills, including proficiency with Microsoft products, and an understanding of mortgage-related regulations and mathematics.

Must Have Skills for ATS

Microsoft products

Encompass

FNMA

FHLMC

HMDA

FICS

Regulation B

CFPB

RESPA

ECOA

Job Description

Description

Blaze is looking to add a Mortgage Underwriter Assistant to its Mortgage team. This position provides support to Blaze Mortgage Underwriters by analyzing and evaluating loan documentation, completing income calculations, and ensuring mortgage files meet company and regulatory guidelines. 

Major Duties and Responsibilities

Act as a resource for mortgage underwriting function as needed.

  • Review loan files for completeness and accuracy prior to underwriting. 
  • Assist underwriters in clearing conditions and preparing files for final approval/closing. 
  • Assist the processing and sales team by reviewing UW Requests for income and/or scenario reviews. 
  • Be a liaison between processing and the UW Team.
  • Assist closing department with post approval/closing updates and/or changes. 

Other Duties

  • Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
  • Exhibit Blaze’s Core Value’s: Better Lives, Thoughtfully Compassionate, Minnesota’s Best, and Give Back
  • Regular and predictable attendance
  • Perform other duties as assigned to support effective department operation.

Requirements

 Experience/Education/Certifications/Licenses

  • Minimum high School degree or equivalent.
  • Minimum 1-2 years of similar or related financial experience. 

Demonstrated Knowledge

  • Strong verbal and written communication skills.
  • Computer skills including Microsoft products.
  • Ability to work in a fast-paced environment and manage multiple tasks.
  • Knowledge of Encompass a plus.
  • Simple arithmetic and finance related mathematics (e.g., interest, time value of money, compounding), accounting FNMA, FHLMC, HMDA and FICS guidelines Regulation BCFP, RESPA, HMDA, ECOA and all other pertinent regulations.

Communication Skills

Ability to proactively respond to members/employees to problem solve based on guidelines; written communications are based on templates but can be modified.  

Physical Requirements

Ability to sit and stand; answer calls; operate computer; interact with internal employees and members on the phone; travel to designated offices; lift up to 20 lbs.

Diversity creates a healthier atmosphere, and we encourage diverse applicant depth and breadth. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

We are committed to providing salary ranges for all open positions. Please note that the specific compensation for this role will be determined based on your experience, qualifications, location, and internal equity considerations. The salary range for this position is: $25.20 - $32.50. This range reflects the base salary for this position. We have other benefits associated with this position which include: low-cost medical (as low as $20 a paycheck), dental insurance, vision insurance, quarterly bonuses, generous vacation and sick time hours, paid leave options, up to 6% 401k contribution, and tuition reimbursement.

Blaze Credit Union

We're all on our own journey and we want to be a part of yours. Let's blaze your trail together. NMLS #469510. Federally Insured by NCUA. Equal Housing Opportunity.
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