Mortgage Disclosure Specialist

TRUSTONE FINANCIAL CREDIT UNION

Posted 2 months ago

Full Time

Burnsville, Minnesota

In Person

Smart Summary

Responsibilities

The Mortgage Disclosure Specialist is responsible for reviewing first mortgage loans for completeness and ensuring TILA-RESPA Integrated Disclosure documents are sent within required time frames. They must also provide quality member service while adhering to all industry regulations.

Qualifications

You have a High School Diploma or equivalent and six months of experience in mortgage loan disclosure or processing. You possess knowledge of mortgage product guidelines and regulatory requirements, along with basic math skills for calculations like interest and mortgage payments.

Must Have Skills for ATS

TILA-RESPA Integrated Disclosure (TRID)

mortgage loan disclosure

mortgage processing

mortgage product guidelines

regulatory requirements

Ellie Mae Encompass

Bank Secrecy Act

Job Description

WHAT YOU’LL DO:
Responsible for reviewing first mortgage loans for completeness, sending out TILA-RESPA Integrated Disclosure (TRID) documents in the required time frame and following all regulations established for the mortgage industry. Provide quality member service for internal and external members.

WHAT YOU’LL BRING:
Availability to work 40 hours per week Monday through Friday between the hours of 8:00am – 4:30pm at either our Plymouth Corporate or Burnsville Administrative office location; non-exempt.

In addition:

  • High School Diploma or equivalent. Bachelor’s degree in business-related field preferred.
  • Six months of experience in mortgage loan disclosure desk or mortgage processing. 
  • Knowledge of mortgage product guidelines, and regulatory requirements.
  • Experience with Ellie Mae Encompass loan origination system, preferred.
  • Excellent oral and written communication skills.
  • A high level of business acumen with the ability to develop strong relationships with branch personnel and industry partners.
  • Ability to identify and facilitate change in a deadline driven, highly regulated environment.
  • Competency in basic math skills such as calculating interest and mortgage payments.
  • Attention to detail and problem-solving skills in a high-paced environment.
  • Ability to work with and balance data in a variety of loan systems.
  • Ability to work well under pressure and be able to meet externally influenced deadlines.
  • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
  • Compliance with the Bank Secrecy Act and all its provisions.
  • Ability to pass a pre-employment drug test and various background checks.
  • Regular and reliable attendance at the workplace. 

WHO WE ARE:
TruStone Financial is a member-owned credit union offering comprehensive, straightforward, and competitive financial solutions designed to support our members’ financial health. Established in 1939 by a group of teachers, TruStone Financial has grown into Minnesota’s second-largest credit union. With over 550 dedicated employees, we serve more than 200,000 members across 23 branches in Minnesota and Wisconsin. Our vision is to deliver exceptional financial experiences, and to achieve this, we need exceptional people! Join our expanding team and help us fulfill our mission to engage, educate, and inspire members toward lifelong financial well-being.

WHAT WE OFFER:
The salary range for this position is $18.00 to $21.50 per hour. In addition, we offer: 

  • Competitive pay and incentive programs for all positions.
  • Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan.
  • Affordable dental and vision insurance coverage.
  • Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy.
  • 10+ paid holidays each year.
  • Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.
  • 401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.
  • Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.
  • Employer-paid Short Term and Long Term Disability benefits.
  • Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents. 
  • Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees). 
  • Career development opportunities – including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.
  • Special employee discounts when you join TruStone Financial as a credit union member.
  • Employee activities, events, discounts, and many other great benefits and perks!

TruStone Financial Credit Union is an Affirmative Action and Equal Opportunity Employer of Protected Veterans, Individuals with Disabilities and all Protected Classes.

TRUSTONE FINANCIAL CREDIT UNION

TruStone Financial is a credit union driven to create exceptional financial experiences. We engage, educate and inspire our members to achieve lifelong financial well-being. Federally insured by NCUA. Equal Housing Opportunity Lender. Equal Opportunity Employer. It all began with a few teachers and a dream. Back in 1939, eight Minneapolis teachers decided to take control of their own financial security. They formed the Minneapolis Federation of Teachers Credit Union. Over the years the credit union has endured name changes, added field of memberships and expanded across the Midwest. In 2020 a merger with Firefly Credit Union – Minnesota’s first financial cooperative – made us the second-largest credit union in the state. But your goals have always been our priority, and we exist to help you reach them. As a not-for-profit financial institution, we're different from a bank because our members are our owners (people who live, work, worship, attend school, or volunteer in our membership area). Our profits are returned as competitive rates, higher investment returns and fewer fees. Federally insured by NCUA. Equal Housing Opportunity.
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