Bank Examiner-Multiple Vacancies

State of Maine

Posted 2 months ago

Full Time

Gardiner, Maine

In Person

Smart Summary

Responsibilities

The Bank Examiner evaluates the financial health, security portfolios, and internal controls of financial institutions to ensure compliance with laws and regulations. They also review examination results with management to identify unsafe practices and determine necessary corrective actions.

Qualifications

You have a Bachelor's Degree in Accounting, Finance, Economics, Business Administration, or a related field with coursework in these areas, or equivalent professional experience. You will be responsible for evaluating financial institutions' operations, analyzing financial data, and ensuring compliance with laws and regulations.

Must Have Skills for ATS

accounting

auditing

economics

business administration

banking

securities portfolio evaluation

asset liability management

internal controls evaluation

compliance with laws and regulations

Job Description

If you are a current State of Maine employee, please submit your application through the internal application process using the Find Jobs report in PRISM. Seasonal employees who do not have PRISM access should apply through the State’s career page and indicate on the application that they have previously worked for the State.

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Department of Professional & Financial Regulation (and Boards)

Job Class Code: 0423
Grade: 20/Professional & Technical
Salary: $20.68-$28.88/Hour 
Location: Gardiner

Opening Date: December 1, 2025

Closing Date:  December 15, 2025

Every day, people rely on banks and credit unions to safeguard their money, provide loans, and support their financial goals. As a Bank Examiner in the Maine Bureau of Financial Institutions, you’ll help ensure these institutions operate safely and responsibly, protecting not just dollars and cents but the trust and economic stability of individuals and businesses across Maine. As financial institutions subject to the Bureau of Financial Institutions’ jurisdiction are located state-wide and, in some cases, out of state, candidates must have access to reliable transportation.  Some overnight state-wide travel and some out-of-state travels are required.  Overnight travel averages 15-20% of an examiner’s work year, depending upon assignments and location of residence. 

Primary responsibilities include:  

As you develop your skills, you may work as an examiner-in-charge. What will you do:

  • Evaluate the securities portfolios of financial institutions to determine the quality and market value.
  • Examines, correlates, and adjusts asset, liability, and capital numbers from financial institution records to ensure their correctness and place them in a uniform format.
  • Analyzes earnings and dividends from reports to determine the accuracy and to prepare necessary schedules.
  • Evaluate deposits, deposit trends, and other liabilities to determine and prepare required schedules.
  • Evaluate installment, real estate, and commercial loans to determine the value as a book asset and prepare required schedules.
  • Review examination results with financial institution management to inform management of findings and to determine unsafe and unsound banking practices and necessary corrective action.
  • Analyzes the asset/liability management practices of financial institutions.
  • Evaluate the quality of a financial institution’s audit program.
  • Evaluate the effectiveness of internal controls.
  • Determines compliance with laws and regulations

Minimum qualifications:

A Bachelors Degree in Accounting, Finance, Economics, Business Administration, or related Bachelors Degree with coursework in these areas -OR- an equivalent amount of experience in accounting, auditing, economics, business administration, or banking. If work experience is used in lieu of education, it must be at the professional level in the areas indicated.

Preference will be given to those applicants:

  • An understanding of accounting and auditing principles, practices, and procedures.
  • Analytical expertise – you are able to analyze management practices, accounting data, loan and investment portfolio data, and other information necessary to conduct an examination.
  • Problem-solving mindset – you can develop actionable recommendations to correct deficiencies noted.

Contact information:

Questions about this position should be directed to Superintendent Lloyd P. LaFountain III Lloyd.P.LaFountain.III@maine.gov Tel. 207-624-8570

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If you are unable to complete the online application, please contact the Human Resources representative listed on the job opening you are interested in applying for. They will work with you for an alternative method of submitting.

State of Maine

Welcome! We in Maine take pride in our quality of life, our entrepreneurial spirit, and our strong, independent heritage. Our motto—“Dirigo” or “I lead” — reflects our sense of place, as the first state that greets the sun each morning, as well as our sense of pride…pride in our craftsmanship, our work ethic and our people. No matter where you work in Maine State Government, you find a real sense of authenticity. From our small cities to our rural communities, the State of Maine offers a skilled and committed workforce, with unmatched transportation and information technology infrastructure. Maine – it’s a great place to call home.
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