Universal Banker

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American Bank & Trust - South Dakota

Posted 2 months ago

Full Time

Wessington Springs Township, South Dakota

In Person

Smart Summary

Responsibilities

The Universal Banker interacts with customers to identify needs, provide banking products, and perform teller duties. They are also responsible for maintaining risk-related files and supporting retail technological products.

Qualifications

You have a High School Diploma or equivalent and demonstrate strong communication and customer service skills. You are resourceful, well-organized, and capable of multitasking effectively while maintaining confidentiality and a strong ethical focus.

Must Have Skills for ATS

IRA distributions

Internet Banking

Retail Technological Products

downtime accounts

negative accounts

write off accounts

Money Service Business

Cash Management

Merchant Source Capture

Consumer Source Capture

Job Description

PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES:  (90%)

  • Interacts with customers in a courteous, professional, and friendly manner to identify their needs. Provides the products needed for the customer or cross-sells to the appropriate areas of the bank to identify solutions for those needs.
  • Proficient in all teller duties and provides customer service in the teller line when
  • Responsible for IRA distributions, sales, and Must stay abreast of changes by attending IRA sessions.
  • Process debit card requests – activate, close, delete, hot card, research customer issues and review
  • Connect customers to Internet Banking and other Retail Technological Products and assist with related banking issues.
  • Maintain risk related files including dormant, negative, and write off accounts, and Money Service Business, Cash Management, Merchant Source Capture, and Consumer Source Capture customers.


SECONDARY RESPONSIBILITIES AND ACCOUNTABILITIES:  (10%)

  • Develops relationships with other bank employees to enhance teamwork.
  • Represents Bank at various civic and community events.
  • Participate in Retail meetings, adhere to compliance procedures and participate in required training.
  • Other duties as may be assigned.

TEAM/COMMITTEE ASSIGNMENTS:

  • TBD

ROLE QUALIFICATIONS:

Education

  • High School Diploma or the equivalent required. 

Experience

  • Prefer customer service and/or retail cashier experience. Prior banking experience helpful.

Other Skills and Abilities

  • Strong communication skill
  • Customer service focused
  • Maintain confidentiality of customer information
  • Resourceful, well organized and ability to multitask
  • Effective problem-solving and decision-making skills
  • Strong attention to detail
  • Strong ethical focus

PERFORMANCE MEASURES:

  • Meets or exceeds annual goals as pre-established by immediate supervisor.
  • Compliance with regulatory requirements.
  • Meets all sales and growth goals.
  • Balances efficiently and accurately, with quarterly offages less than 3.
  • Achieves a minimum of 3 referrals quarterly.

 WORKING CONDITIONS:

Work is performed largely within the Bank with limited chance for personal injury.  Prolonged and frequent mental and visual concentration required.  Periodic stressful situations in response to multiple priorities within established deadlines.  Work hours are generally during normal business hours.  Unscheduled evening and weekend work may be needed to meet the needs of customers and employees.  Occasional out-of-town and overnight business travel may be required. Work on some Saturdays will be required.  Must be able to lift and move up to 20 pounds of office supplies and equipment.  Some bending, turning, and twisting required.

GENERAL NOTICE:

This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive.  It does not state or imply that these are the only duties and responsibilities assigned to the position.  The employee may be required to perform other job-related duties.  All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability. 

This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.

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American Bank & Trust - South Dakota

American Bank & Trust is your locally owned and managed financial partner, renowned for our skilled, professional, and friendly staff who uphold unwavering integrity. Our dynamic growth strategy equips us to meet and exceed all your financial needs and desires in today's fast-paced world. Our core values define our culture: Golden Rule, Uncompromising Integrity, Continuous Improvement, and Friendly, Compassionate, Trustworthy. Our culture pillars guide our daily actions: Customer First, Positive Work Environment, Teamwork Concept, Vertical Communication, and Supportive Team Environment. Our Customer Service Guarantee is our promise to you: We greet you warmly, use your name, introduce you to our team, take a genuine interest in your goals, provide tailored ideas and options, deliver on our commitments, safeguard your confidentiality, hire engaged individuals, communicate honestly, and thank you for your relationship.
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