Banking Solutions Representative

M

Marion Center Bank

Posted 3 months ago

Full Time

White Township, Pennsylvania

In Person

Smart Summary

Responsibilities

The Banking Solutions Representative supports branch paying and receiving functions by processing transactions, managing cash, and assisting customers with account services. They are also responsible for identifying business opportunities, maintaining security protocols, and ensuring compliance with banking regulations.

Qualifications

This Banking Solutions Representative role requires a high school diploma or equivalent, along with strong reading, writing, and math skills. Ideal candidates will have cash handling experience, good interpersonal and communication abilities, and basic computer proficiency to assist customers with banking transactions and promote bank products.

Job Description

Description

General Responsibilities  

Responsible for performing a variety of duties to support the paying and receiving function of the branch office; coordinating work within the office, as well as with other departments; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information. 

Essential Duties

  • Performs a variety of duties to support the paying and receiving function of the branch office of which the following are illustrative: 
  • Greets and serves customers in a friendly and courteous manner; assists customers with various transactions and account changes. 
  • Observes suspicious behavior and reports such activity to supervisor or other management personnel. 
  • Maintains an awareness of new business opportunities with customers; actively refers customers to appropriate customer service personnel. 
  • Accepts deposits of various account types. 
  • Cashes checks within approved authority and operating policy; cashes Savings Bonds. 
  • Makes withdrawals for customers after verification of identity and available balance in accordance with Bank policy. 
  • Sells Cashiers Checks; processes cash advances; accepts check orders. 
  • Educates customers on product selections for accounts and financial services throughout the Bank 
  • Processes stop payment orders. 
  • Places hold on foreign items or processes for collection. 
  • Accepts loan payments, safe deposit box rent, and other related payments. 
  • Processes night deposits and mail deposits. 
  • Opens and closes Holiday/Vacation Club, consumer checking, savings, and CDs; properly explains disclosures. 
  • Opens and closes safe deposit boxes. 
  • Assists with ATM balancing. 
  • Maintains an approved level of cash; turns in excess and mutilated cash. 
  • Prepares daily settlement and proof of cash transactions; balances cash drawer accurately and efficiently on a daily basis. 
  • Prepares daily work for imaging and scans for balancing. 
  • Performs branch balancing. 
  • Prepares reports relating to the function, e.g., currency transaction, BSA reports, etc. 
  • Accepts applications for ATM/Debit Cards and Internet Banking; activates consumer Internet Banking accounts. 
  • Assists with vault cash verifications and balancing of cash advance machines; acts as dual control for all Teller functions. 
  • Completes changes and dispute forms for ACH and Debit Card transactions. 
  • Maintains supplies and an awareness of Banking Solutions Rep supply inventory control. 
  • Observes suspicious behavior and reports such activity to supervisor or other management personnel. 
  • Acts as dual control for all Banking Solution Rep functions. 
  • Coordinates specific work tasks with other personnel within the office as well as with other departments in order to ensure the smooth and efficient flow of information. 
  • Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place. 
  • Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc. 
  • Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate Bank personnel. Contacts customers as required to correct or complete transaction errors. 
  • Responds to inquiries relating to his/her particular area, or to requests from customers, other Bank personnel, etc., within given time frames and within established policy. 
  • Assists the Banking Solutions Specialist and Supervisor with various tasks and projects. 

Ancillary Duties

  • Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. 

Job Location

1st level

Assigned branch location 

Equipment/Machines

  1. Telephone 
  2. Calculator 
  3. Copy machine 
  4. PC/Computer keyboard 
  5. Printer 
  6. Copy machine 
  7. Coin machine 
  8. Cash recycler 
  9. Currency verifier 
  10. Combination and keypad locks 
  11. Check printer 
  12. Fax machine 
  13. MICR encoder 
  14. Typewriter 

Requirements

Basic Qualifications

Education/Training: A high school diploma or equivalent. 

Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations, and communicative; moderate sales skills and PC skills; a proficient knowledge of the Banking Solution system, transaction documents, and processing customer transactions; knowledge of vault transactions and balancing; a working knowledge of bank consumer and business products and services, along with the operating policies and procedures that impact these products; visual and auditory skills; ability to operate various office machines; ability to lift approximately twenty (20) lbs. of coin. 

Experience: Cash handling experience. 

M

Marion Center Bank

Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday,” MCNB pulled its door blind down half way and continued to operate. This earned the local bank the reputation of “the bank that did not close during the depression.” Following this tough economic time for the United States, Marion Center National Bank continued to prosper and change. Structurally, the Marion Center office changed twenty-five years later when the “caged in” teller areas were removed and a single drive-up lane was installed. The drive-up was a first for any Indiana County bank. Later, in 1979 the multiple drive-up banking lanes were installed. Expansion and reorganization often follow change. The opening of a second office of Marion Center National Bank and the inception of the Community Bankers Corporation evidences this. The Clymer office was opened for business on December 6, 1984 and the holding company was formed May 1, 1986. November 8, 2012, an opportunity to expand our branch footprint presented itself and we opened our eighth branch in Hastings, PA. This branch was opened in a temporary "store front" location on Beaver Street and operated for 20 months while a permanent location was being built also on Beaver Street. A grand opening was held June 28, 2014 to welcome our new building to the community. The addition of this office now allows Marion Center Bank to provide services to the Indiana, Armstrong, Jefferson and Cambria Counties. *Marion Center Bank is an Equal Opportunity Employer
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