Product Specialist , Project & Structured Finance, AnalystCountry: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Product Specialist - Project & Structured Finance - Analyst researches, analyzes, and prepares support documents and client presentation materials as requested by the team and management.
 

Essential Functions/Responsibility Statements:

• Create, modify or otherwise utilize financial models, and produce detailed analysis, in support of the group’s origination, execution and portfolio activities.
• Lead or support the production of credit applications and memos, offering memoranda and engagement letters.
• Research/analyze industries and market data.
• Support and lead certain aspects of transaction execution, coordinating the underwriting process, due diligence, documentation and interface with other areas (credit, syndication other products involved).
• Support in the structuring of the transaction: review of the key features of the financing strategy and any financial documentation
• Operate within compliance parameters and demonstrate sound business judgement
• Support marketing and origination of new transactions by preparing pitch books and marketing materials and attending client meetings with senior colleagues.
• Collaborate and coordinate with other departments and develop internal network to enhance effectiveness.
• Develop and maintain expertise in primary sectors covered by the Structured Finance team including helping develop ideas and related content
• This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing investment banking environment and demonstrates strong judgment, ownership, and commitment to Santander’s risk culture.
• Support underwriting and structuring of new infrastructure and real assets transactions, including new originations, refinancing's, extensions, upsizes, consents, and amendments.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required.
• Ability to be flexible, adapt to changing priorities and prioritize deadlines.

• Ability to manage and uphold departmental standards.
• Process-oriented, detailed and strong aesthetic sensibility.
• Advanced in Microsoft Office applications (Word, Excel) with ability to learn new software(s).
• Proven ability work collaboratively in a team environment.
• Strong verbal and written communication skills, organizational skills and project management skills.
• This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing investment banking environment and demonstrates strong judgment, ownership, and commitment to Santander’s risk culture.
• Bachelor’s degree or equivalent: in Finance, Business or equivalent degree. 1+ Years Finance, Business or related field/sector - Preferred.

Certifications:

Registration for FINRA SIE must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted.

• Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted.
• Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted.
• This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$110,000.00 USD

Maximum:

$135,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.