2026 Summer Student Intern - Commercial & Business Banking

Hawaii State Federal Credit Union

Applications Closed

Posted about 2 months ago

Internship

Honolulu, Hawaii

In Person

Smart Summary

Interns will learn how the credit union supports local businesses through responsible lending, financial analysis, and relationship-driven service within the Commercial and Business Banking team. Responsibilities include analyzing member financials, understanding the commercial loan process, and incorporating policy and compliance into lending decisions.

This internship with the Commercial & Business Banking team at HSFCU is designed for rising juniors or seniors pursuing a four-year degree. The role involves financial analysis, understanding the commercial loan process, and applying member-service philosophy in lending decisions. Strong communication, analytical skills, and a willingness to learn are essential.

Must Have Skills for ATS

Financial Analysis

Credit Risk Management

Underwriting

Loan Lifecycle

Policy Adherence

Compliance

Member Advocacy

Communication

Problem-Solving

Organization

Time Management

Teamwork

Initiative

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job Description

Company Overview

At Hawaii State Federal Credit Union (HSFCU), our mission centers on serving our members, uplifting our communities, and supporting a people‑first workplace where employees can thrive. As an award-winning employer and trusted community partner, we are committed to creating a supportive, inclusive, and growth-oriented environment for our team.

Program Overview

The HSFCU Summer Internship Program is a full‑time, 8‑week paid experience designed for motivated students interested in exploring careers in financial services. The program provides practical exposure to credit union operations.

Interns gain valuable hands‑on experience, work alongside supportive teams, build professional skills, and contribute to meaningful projects that enhance the employee and member experience.

Key Program Details

  • Program Dates: June 15 – August 7, 2026
  • Pay: $20/hour
  • Schedule: Full-time, Monday – Friday (8 hours/day)
  • Shift Times: Shifts may vary between 7:30am and 5:00pm 
  • Application Window: February 13 – March 31, 2026

What You'll Be Working On

As part of the Commercial and Business Banking team, you’ll learn how HSFCU supports local businesses through responsible lending, financial analysis, and relationship‑driven service.

Apply HSFCU’s Member-Service Philosophy in Commercial Credit Analysis

  • Learn how HSFCU balances strong member relationships with prudent credit risk management by analyzing member-business financials, identifying risks, and understanding how underwriting decisions support long-term member success. 

Understand the Commercial Loan Process Through a Member-First Lens

  • Gain exposure to HSFCU’s commercial loan lifecycle—from initial member conversations to post-closing monitoring—while observing how teams collaborate to provide clear communication, timely decisions, and a positive member experience.

Incorporate Policy, Compliance, and Member Advocacy in Lending Decisions 

  • Learn how HSFCU’s commercial lending policies and NCUA requirements guide decision-making and protect both the credit union and its members
  • Observe how staff advocate for members by structuring loans responsibly, setting appropriate covenants, and supporting sustainable business growth.

Qualifications & Skills

  • Currently a Junior or Senior enrolled in a four‑year degree program at an accredited college or university, OR enrolled in a two‑year Hawaiʻi program with plans to transfer to a four‑year Hawaiʻi institution
  • Basic proficiency with computers and Microsoft Office (Outlook, Word, Excel, PowerPoint)
  • Strong written and verbal communication skills
  • Analytical and problem‑solving abilities
  • Ability to work collaboratively as part of a team
  • Strong organization, time management, and the ability to meet deadlines
  • Willingness to learn, take initiative, and receive feedback
  • Ability to follow instructions, work with minimal supervision, and complete assigned tasks
  • Professionalism in a business environment
  • Prior internship or work experience not required

Hawaii State Federal Credit Union

At Hawaii State FCU, “always right by you” isn’t just a tagline – it’s a promise, to treat our members fairly and like family, and to always consider what’s best for them in all we do. Our member-focused, community-minded way of doing business has helped us grow from our humble beginnings in 1936 serving Hawaii’s territorial government workers to become one of the largest credit unions in the state, with 14 branches on Oahu and Maui. At the heart of our credit union are our nearly 400 employees, who continually exemplify our “always right by you” promise by providing our members with outstanding products and experiences day in and day out. We strive for a workplace that’s fun, productive and offers opportunities for professional and life-long learning and growth. It’s no wonder we’ve been named Hawaii’s Best Credit Union by the readers of Honolulu Star-Advertiser for 10 consecutive years, and one of Hawaii’s Best Places to Work for 11 consecutive years! Interested in joining our family? View our current job openings at www.HawaiiStateFCU.com/careers.

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